This Privacy Policy describes how IT People Solutions Pte Ltd ("we", "us", or "our") collects, uses, and discloses information when you use the Spendly.sg platform (the "Service").
1. Information We Collect
- Account Information: When you register, we collect your name, email address, and authentication credentials.
- Financial & Expense Data: We process details related to your household expenses, including shop names, amounts, dates, and notes, submitted by you or household members.
- Receipt Images: We collect and process images of receipts to extract expense data.
- Usage Data: We collect information on how the Service is accessed and used, including your device type and IP address.
2. How We Use Your Information
We use the collected information for the following purposes:
- To provide and maintain the Service.
- To facilitate automated receipt data extraction using third-party AI services.
- To process subscription payments via Stripe.
- To send transactional notifications (via email or WhatsApp) regarding expenses and top-ups.
- To improve our services and monitor usage.
3. Data Sharing and Disclosure
We do not sell your personal data. We may share information with:
- Service Providers: We engage third-party vendors (e.g., Stripe for payments, OpenAI for data extraction) to perform functions on our behalf. These providers have access to your data only to perform these tasks and are obligated not to disclose or use it for other purposes.
- Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities in Singapore.
4. Data Security
We implement robust security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
5. Your Data Rights
You have the right to access, update, or request deletion of your personal information held by us. Please contact us at hello@spendly.sg to exercise these rights.
6. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Email: hello@spendly.sg
Address: 1 Tampines North Drive 1, #06-08, T-Space, Singapore 528559